Credit improvement is the process of working with the 3 major credit bureaus (Equifax, Experian and TransUnion) and creditors to improve a persons credit profile as a way of increasing their credit score. The steps necessary to improve a persons credit usually includes examining all three credit profiles, identifying all the negative, derogatory and adverse accounts making sure all are being reported with 100% accuracy in accordance to the FCRA (Fair Credit Reporting Act).

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